Defined Benefit Pension & Social Security

Social Security says your benefit may be reduced if you get a pension from work not covered by Social Security. Is Mosers retirement covered or not covered?

Your employment that counted toward your MOSERS pension was covered by Social Security. Additionally, your MOSERS benefit is a “public” pension and, therefore, is not considered a salary or wage. It does not count towards the annual earnings limit for Social Security. (See the information from Social Security on the “Windfall Elimination Provision” at https://www.ssa.gov/pubs/EN-05-10045.pdf for more information.)

We also suggest you speak to a tax professional or financial advisor for advice specific to your situation. For more information about Social Security, the Social Security Administration website is www.ssa.gov or call them toll-free at (800) 772-1213.