MSEP 2000 Retirement Eligibility

i started working for the state at the age of 51 I started in dec 2010 I want to retire at the age of 62 but I won't have 80 and out, will I still get my state check even if I don't have 80 and out?

Yes, you may be eligible for retirement at age 62 even if your age and service don’t add up to 80. The Rule of 80 (also known as “80 & Out”) is not the only way to meet retirement eligibility. If you first worked in a MOSERS benefit-eligible position in 2010, you are a member of the MSEP 2000.  The other way to meet normal (unreduced) retirement eligibility in the MSEP 2000 is to be at least age 62 with at least 5 years of service. Visit our Ready to Retire page to learn about the 2-step retirement process, which you must complete to begin receiving monthly retirement payments.

For more information:

• The “Which Plan am I In?” page on our website has information about MSEP, MSEP 2000, and MSEP 2011 retirement eligibility requirements and other plan provisions.
• You can call a MOSERS benefit counselor to discuss your specific situation and they can provide you with a retirement benefit estimate.
• When you are within 5 years of retirement eligibility, it is helpful to attend a free PreRetirement Planning Seminar.